Talk Loans works with a host of lenders to find you the right loan. Loan amounts start at £100. See what options are available for you whatever your credit history.
446.9% APR Representative
Talk Loans is fully regulated by the Financial Conduct Authority. When you apply for a loan with Talk Loans, whether it’s for a guarantor loan or other type of loan, you can rest easy that we keep your details safe. We do not sell your information to scam companies, do not charge you a fee, and will always put the customer first.
Welcome to Talk Loans
The people behind Talk Loans have worked in the loans industry, including unsecured and secured brokering and short term and guarantor lending, for over 25 years. We worked across the market, as lenders and brokers. Through this we came to the conclusion that both loan customers, and the lenders themselves, weren’t getting the best service available.
That’s when we came up with Talk Loans.
We have multiple different options for our customers, including an online application process that matches customers with the lenders most likely to help (all completely free!). Or, if you’d prefer to speak to a real person, our UK based call centre is here to help during working hours.
We work tirelessly to find the lender that offers the best deal for you and, to reiterate, you don’t ever pay us a penny.
What does Talk Loans offer?
We are a broker. But unlike any other you’ve dealt with before. Being a broker simply means we can look at a wide range of loan products at once. Where we differ is how we get your application to our lenders and how they contact you. Gone are the days of paying fees or being chased by 100s of companies you’ve never heard of, our service offers something unique. By going above and beyond what any single lender would be able to do for you allows us to help many types of customers. Whether you are looking for anything from a traditional personal loan to Bad Credit Loans or even Guarantor Loans.
By talking to you on the phone, we can work out what you need and see which lenders are likely to help. We won’t send your personal details all over the place and will work closely with you to complete your loan and get the money into your account.
Is Applying with Talk Loans Simple?
We try our best to keep things as simple as possible. If you apply online, once you submit your details we will quickly return the lenders that are able to help and from there you simply make your choice and finalise your application.
When you apply for a guarantor loan with us we do things a bit different. One simple guarantor loan application with us comes straight through to our loan experts who will give you (and your guarantor) a call to identify the best lender for you before helping you get your loan paid out. This means we can help even if you have been turned down elsewhere.
Remember, we will never charge you any fees and if you don’t get your loan, we don’t get paid. None of our lenders charge you any more for using our service instead of going direct. This means you can access the best loans for you with the easiest process.
As we move into the final month of 2017, many of us will spend time reflecting on the year that’s just passed. For many, 2017 may have been a year of financial success. Perhaps you managed to clear that credit card debt, improve your credit score or make your first...
As many of you will be aware, earlier this week Chancellor Philip Hammond delivered his Budget to Parliament. The budget means different things to different people. However, one thing that remains prevalent amongst the majority if the question; how will it affect me?...
Whether you’re someone who is well prepared or a last-minute bargain grabber, the chances are you’re probably spending some time thinking about Christmas Shopping, whether that’s online or instore. According to statistics from The Centre of Retail Research, online...
Just a few years ago, Black Friday was a sales event that only happened in the USA. Nowadays, it is the largest and most anticipated sale of the UK calendar, surpassing Boxing Day and the January sales. Black Friday itself always falls on the last working Friday of...
In a recent post, we discussed the potential impact of a base rate increase and how it might affect homeowners and savers. As many of you may already be aware, last week The Bank of England did indeed raise the base rate from 0.25% to 0.5%. Whilst this rise has been...
When it comes to our personal finances, many of us are guilty of over-complicating things. We spend too much time worrying about trivial things: Should we give up our morning coffee? Which local petrol station has the cheapest fuel? How much should we spend on our...
Mon - Thurs: 9:00 to 19:30
Fri: 9:00 to 17:30
Sat: 9:00 to 12:00
61 - 63 Riverside Road
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK
Guarantor Loans Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41%.
Personal Loans Representative Example: Borrow £300 over 6 months. Monthly repayment of £92.43. Total repayable is £554.58. Interest payable is £254.58. Fixed APR of 883.6%. Interest rate of 169.7%.
Talk Loans is a Broker, not a Lender. To operate this service we receive commissions from the lender we refer you to.
Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. Registered office address: 3 Cricket Close, Drayton, Norwich, Norfolk, NR8 6YA