Talk Loans is fully regulated by the Financial Conduct Authority. When you apply for a loan with Talk Loans, whether it’s for guarantor loans or other type of loan, you can rest easy that we keep your details safe. We do not sell your information to scam companies, do not charge you a fee, and will always put the customer first.
Charlie at Talk Loans was 5 stars, couldn't be more helpful, after being turned down elsewhere.John
The staff were very helpful, and the online application was quick & easy definitely recommend.Sarah
Marketing Leading Expertise
The team behind Talk Loans have worked in the loans industry for a very long time. In fact we have over 30 years combined experience working in unsecured loan brokering, secured loan brokering, short term lending and guarantor lending.
The experience we have working as both lenders and brokers helps you get the loan you need promptly and simply.
We have multiple different options for our customers, including an online application process that matches customers with the lenders most likely to help (all completely free!). Or, if you’d prefer to speak to a real person, our UK based call centre is here to help during working hours.
We work tirelessly to find the lender that offers the best deal for you and you never pay us a penny.
What does Talk Loans offer?
We are a broker. But unlike any other you’ve dealt with before.
Being a broker simply means we can look at a wide range of loan products at once. Where we differ is how we get your application to our lenders and how they contact you. Gone are the days of paying fees or being chased by 100s of companies you’ve never heard of, our service offers something unique. By going above and beyond what any single lender would be able to do for you allows us to help many types of customers.
By talking to you on the phone, we can work out what guarantor loan you need and see which lenders are likely to help. We won’t send your personal details all over the place and will work closely with you to complete your loan and get the money into your account.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK
Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).
Talk Loans is a Broker, not a Lender. To operate this service we receive commissions from the lender, broker or 3rd party we refer you to. To apply for a loan though our website you must be a UK resident.
Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. Registered office address: 146 Drayton High Road, Drayton, Norwich, England, NR8 6AN