Talk Loans is fully regulated by the Financial Conduct Authority. When you apply for a loan with Talk Loans, whether it’s for guarantor loans or other type of loan, you can rest easy that we keep your details safe. We do not sell your information to scam companies, do not charge you a fee, and will always put the customer first.
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Welcome to Talk Loans
The people behind Talk Loans have worked in the loans industry, including unsecured and secured brokering and short term and guarantor lending, for over 25 years. We worked across the market, as lenders and brokers. Through this we came to the conclusion that both loan customers, and the lenders themselves, weren’t getting the best service available.
That’s when we came up with Talk Loans.
We have multiple different options for our customers, including an online application process that matches customers with the lenders most likely to help (all completely free!). Or, if you’d prefer to speak to a real person, our UK based call centre is here to help during working hours.
What does Talk Loans offer?
We are a broker. But unlike any other you’ve dealt with before. Being a broker simply means we can look at a wide range of loan products at once. Where we differ is how we get your application to our lenders and how they contact you. Gone are the days of paying fees or being chased by 100s of companies you’ve never heard of, our service offers something unique. By going above and beyond what any single lender would be able to do for you allows us to help many types of customers. Whether you are looking for anything from a traditional personal loan to Bad Credit Loans or even guarantor loans.
By talking to you on the phone, we can work out what you need and see which lenders are likely to help. We won’t send your personal details all over the place and will work closely with you to complete your loan and get the money into your account.
Is Applying with Talk Loans Simple?
We try our best to keep things as simple as possible. If you apply online, once you submit your details we will quickly return the lenders that are able to help and from there you simply make your choice and finalise your application.
When you apply for a guarantor loan with us we do things a bit different. One simple guarantor loan application with us comes straight through to our loan experts who will give you (and your guarantor) a call to identify the best lender for you before helping you get your loan paid out. This means we can help even if you have been turned down elsewhere.
Remember, we will never charge you any fees and if you don’t get your loan, we don’t get paid. None of our lenders charge you any more for using our service instead of going direct. This means you can access the best loans for you with the easiest process.
Mon - Thurs: 9:00 to 19:30
Fri: 9:00 to 17:30
Sat: 9:00 to 12:00
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK
Guarantor Loans Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).
Personal Loans Representative Example: Borrow £300 over 6 months. Monthly repayment of £92.43. Total repayable is £554.58. Interest payable is £254.58. Fixed APR of 883.6%. Interest rate of 169.7% per annum. Representative APR 883.6% (fixed).
Talk Loans is a Broker, not a Lender. To operate this service we receive commissions from the lender, broker or 3rd party we refer you to. To apply for a loan though our website you must be a UK resident.
Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. Registered office address: 146 Drayton High Road, Drayton, Norwich, England, NR8 6AN