Charlie at Talk Loans was 5 stars, couldn't be more helpful, after being turned down elsewhere.
The staff were very helpful, and the online application was quick & easy definitely recommend.
We are Human
We are proud that Talk Loans is run by humans, not computers, scripts or bankers.
Our customers are at the heart of everything we do. We don’t just say this, we mean it.
Above and Beyond
We are always innovating. Our traditional values do not hold us back from exceeding expectations.
Clear and Honest
We give you the facts and help you decide what’s best for you. We don’t sell you what you don’t want.
Talk Loans was founded in 2014 and is the result of a small group of people with a vision for a different, better loan company. Since day 1 we’ve put our customers first which we really believe puts us leaps and bounds above the competition.
We always found that most people don’t understand their Loan options, and may end up with loans that aren’t suitable for their circumstances. So we set out to create an asset for everyone. We hope our customers don’t just get off the phone with us with a new loan, but also a new understanding of what is available to them. We have unique services for our online and call centre customers which means that when an application is made:
- Our customers will only be contacted by companies they want to hear from offering products relevant to what they’re looking for. This is much better than other models which can end up with 100 different companies hassling you for the next 6 months trying to make a fast buck.
- Our customers are in control of their application at all times and a successful outcome with us is ahead of everything else.
- Our focus is 100% on getting them a loan that they are happy with. This is why we never charge our customers any fees at all.
- If a guarantor loan is the chosen option, we will find a lender that will help with both you and your guarantor. Every lender has a unique offering and they’re constrained by their set lending criteria – we will look across all the available options so there is a much higher chance of approval.
This model is now proven to drive great outcomes for customers – just look at our Trustpilot feedback – and for our partners. We have rapidly developed a reputation for delivering great service and great results – for customers, for partners and for lenders.
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK
Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).