The products and services featured on this Website are intended only for residents of England, Scotland and Wales who are 18 or over and are subject to status.
Permitted use of this Website
You may access and use this Website only to use our services (as described below) and any other use (including any use that is not for you personally or use for commercial purposes) is not allowed.
Your access to this Website is permitted on a temporary basis, and we can withdraw or amend:
- this Website;
- any content;
- the service we provide on this Website;
without notice at any time.
From time to time, we may restrict access to some or all of this Website, to users who have registered with us.
If you choose, or you are provided with:
- a user identification code;
- password; or
- any other piece of information as part of our security procedures
you agree to treat such information as confidential and not to disclose it to anyone else.
You will be responsible to us for any loss or damage we incur or suffer as a result of your access to this Website or any other use of it made using your internet connection, even if you are not the person using the connection at the relevant time.
Intellectual property rights
We are, or are licensed by, the owner in respect of all intellectual property rights in this Website and in the materials published on it. Those materials are legally protected.
If you print off, copy or download materials from the Website (which you may do, but only for your personal use) you must not:
- alter those materials
- use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text; or
- unless we have given our consent in writing, use any part of those materials for any commercial purpose.
We are a loan broker and we work with a carefully selected panel of lenders. If we are unable to offer you a loan we may, but only with your permission, give your details to others who may be able to offer you a loan, or other products or services that may be of interest to you.
If we offer you a loan we may, but only with your permission, pass your details to others who may be able to provide products or services that may be of interest to you.
Nothing on this Website is, or is intended to be, financial advice, or a recommendation or endorsement by us of any product on, or referred to on, this Website.
You should always check the suitability, adequacy and appropriateness for you and your circumstances of any product that you select. It is for you alone to choose whether or not to proceed with an application for any loan referred to on this Website.
Do not take out a loan unless you can afford to make the repayments and to pay the interest and other charges on the dates you agree to. If you have any doubts about this please do not go ahead with any loan.
Limitations to our liability to you in respect of the use of this Website
We will use our reasonable endeavours to ensure that information on this Website is accurate and up to date, and to correct any errors as soon as we are able to after becoming aware of them but we will not have any liability to you, or to anyone else, for any loss incurred or damage suffered (even if this is caused by our negligence):
- as a result of any errors in, or omissions from, the information on this Website;
- in connection with any information, content, material or data provided by third parties and displayed on this Website (it is your responsibility to check with the product provider that such information, content and data is accurate and up to date); or
- as a result of the Website being unavailable.
We do not give any warranty or guarantee that (i) this Website; or (ii) any other website (including any website that this website links to); or (iii) any download available on this Website or any other website is free from viruses. If you wish to have a measure of protection from viruses you should use appropriate virus checking software but no software can offer complete protection. We are not responsible or liable for any loss or damage you may suffer or incur in this regard where caused by a third party.
Linking to this Website
You may link to this Website only if you do so in a way:
- that is fair and legal;
- that does not damage our reputation or take advantage of it;
- that does not suggest any form of association, approval or endorsement on our part where none exists;
- that does not frame this Website on another site.
You must not establish a link to this Website from any website that is not owned by you.
We may withdraw linking permission without notice to you.
By creating a link to this Website you agree to make good to us the cost of any damage we suffer, and to compensate us for any loss (including loss of reputation) that we suffer, as a result of that linking.
Jurisdiction and applicable law
The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to this Website.