Here at Talk Loans we’ve been operating for over 3 years. During this time we’ve helped thousands of people get the loan they need.

We created Talk Loans to provide a solution to a problem that we’d all repeatedly seen in our previous roles; people don’t understand their loan options. It’s easy to see why this is the case, there are now more variations of loans and more lenders in the market than ever before.

Since we founded, our focus has remained the same; give our customers a loan solution that they are happy with. One particular type of loan that has been at the core of our business since we formed is the guarantor loan.

The guarantor loan is a great loan product that offers those with a less than perfect credit history the chance to borrow up to £15,000. This cash can be used to fund the purchase of a new car, help with home improvements, debt consolidation and much more.

If you’re interested in getting a guarantor loan, but you’re not sure which lender to go with, then we may be able to help. We work with 9 directly guarantor loan lenders to help you find the best possible match. In this guide we’re going to walk you through exactly how to get a guarantor loan using Talk Loans.

The application

The fist thing we’ll need you to do is complete a short application form. Here, we’ll take a few details about your desired loan including the required amount and term. We’ll also take a few personal details so that we can learn a bit more about you, your residential status, your employment status and your income level.

Taking these details up-front allows us to tailor you a loan with your perfect lender. This not only saves you the time of manually searching for lenders, but it improves your chances of getting approved by a suitable lender

The search

Having submitted your details to us, we will get to work on searching for a suitable lender for you. This will involve matching up your needs with the product offerings of our 9 different guarantor loan lenders to see which one suits best.

Whilst the core product that they offer may be the same, each guarantor loan lender will provide a unique product offering with a slightly different set of lending criteria. Based on the details you provide us, we can find a lender that best suits your needs.

Having done so, we will pass your details over to that suitable lender who will get in contact with you to proceed further with the application. We will always endeavour to keep you in the loop with everything that happens involving your application. If you do have any questions at any stage of the process, you’re always more than welcome to contact us directly.

The guarantee

Here at Talk Loans we will never charge you a fee to get you a guarantor loan.

In the past, unscrupulous brokers have tarnished the reputation of our service by charging customers unfair broker fees. We will never charge you a penny for our service, regardless of whether we successfully find you the loan or not. Our service is paid for by our lending partners, not our customers.

We also boast an excellent TrustPilot score of 9.7 out of 10. If you wanted to check out some of our reviews online, just visit our TrustPilot page.