Smartphone apps have taken off over the last 5 years. Nowadays, there’s an app for almost everything from social media to gaming and music streaming to dating. The chances are, you use at least one app every single day, multiple times per day without even thinking about it.

With that said, how can you use apps in your favour to help with your personal finances? In today’s blog we’re going to be discussing 3 of the best smartphone apps that can help you save money, make money and learn more about money.


For many people, one of the largest monthly expenses outside rent/mortgage payments will be food shopping. According to statistics from the Daily Mail, the average household spends £83.60 each week on food and drink, that’s roughly £350 per month and over £4,000 per year. So wouldn’t it be good if there was an app to help us save on our food shopping? Well, now there is.

MySupermarket allows you to create a shopping list using its app and then tells you which supermarket has the best prices on those items. MySupermarket returns prices from all major supermarkets including Tesco, Asda, Lidl, Waitrose and M&S. They also claim that you can save up to 30% on your food bill by using the app.

Voucher Cloud

Whilst it’s important to value your money and avoid unnecessary spending, it’s also important to enjoy yourself. For many this will mean eating out, having a few drinks or simply delving into some retail therapy.

However, thanks to the introduction of apps like Voucher Cloud, you may not have to pay full price for your treats. Voucher Cloud helps you find the best discounts and savings on restaurants, retailers and even travel agents.

In-fact, if you’re savvy you could look on Voucher Cloud prior to booking a table or going on a shopping trip and plan your visit around retailers or restaurants that are running offers. What’s more, the app has a handy ‘track your savings’ function which lets you add up all the savings you’ve made as a result of using the app.

Top Cashback

As consumers, we spend money in one way or another almost every single day. Whether it’s a coffee on the way into work, your monthly broadband bill or a large one-off purchase like a new TV or laptop. What you probably didn’t know is that you could be earning cashback on every purchase you make.

Top Cashback allows you to earn money through cashback on purchases from both online and in-store retailers. All you have to do is sign up to the app (for free) and then use the app when you’re thinking of making a purchase by clicking the link on Top Cashback through to your chosen retailer and confirming the purchase. Having made the purchase, the retailer pays Top Cashback a commission for the referral which Top Cashback then gives straight back to you in the form of ‘cashback’. You can then save your cashback in your online account or withdraw it straight to your bank account.