Glossary

- Affordability
- Annual Percentage Rate
- Comparison Table
- Compliance
- Consolidation
- Cooling Off Period
- County Court Judgment
- Criteria
- Data Protection
- Debt Management Plan
- Default
- Direct Debit
- Financial Conduct Authority
- Financial Ombudsman Service
- Hire Purchase
- Homeowner
- Interest
- Lease
- Loan Broker
- Logbook
- Payment Holiday
- Payment Protection Insurance
- Personal Contract Purchase
- Ping Tree
- Regulated
- Repayments
- Representative Example
- Responsible Lending
- Trading Style
- Treating Customers Fairly
- Underwriter
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WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK
Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).
Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. We are a loan brokerage and we work with a carefully selected panel of lenders. For details of how we will collect and process your personal data, please see our Privacy Policy. We do not charge a fee for our service but will receive commission from those lenders who either accept an application from us, or complete a loan for you. Registered office address: Unit 7, Beech Avenue Business Park, Beech Avenue, Taverham, Norwich, NR8 6HW
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