Guarantor Loans Supporting Documents

Choose your guarantor loans supporting documents amount

Representative Example: Borrow £4,000 and pay back your loan over 36 months. Monthly payments of £194.78.
Total amount repayable is £7,012.08. Interest payable is £3,012.08. APR of 49.7%. Interest rate of 41%. Fixed rate.

What Documents Could Be Required?

When you apply for your guarantor loan a number of checks will be done against both you and your guarantor including checks to inspect your credit history, to confirm your identity, your residential status and your income, if these fail you will need guarantor loans supporting documents. Other checks will also be done to ensure that the loan is being lent responsibly and to tackle fraud.

We are not able to disclose exactly which checks are done, however, if these checks fail then you will often be asked to provide supporting documentation for your guarantor loan. Without this option the lender would just automatically turn your application down.

So, depending on which checks failed, anything from one document and up may be requested in order to finalise your finance and get your funds released. Below we lay out what documents you should have to hand in case they are needed. This ensures your application will go quickly and smoothly.

If you want to apply without supporting documents at the ready you can do so using our loan calculator. Select a suitable loan value and loan amount and apply today.

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Overview Of Supporting Documents For A Guarantor Loan

When taking out a guarantor loan you will often be asked to provide guarantor loans supporting documents. We can accept your documents in many different ways with the most popular being a photograph of the document via email. Ensuring that the documentation is legible is extremely important so check out the brief guide below to ensure you are sending us the correct documents to get your fast guarantor loan.

What Documents You May Need For A Guarantor Loan

If you need to provide supporting documents for your guarantor loan then it will most likely be one of the following. If these documents are not sufficient we will discuss this with you and your guarantor.

Proof Of Identification

The best way to pass an identification check is to provide a copy of your driving licence or passport. This can be scanned, or you can take a clear picture on a digital camera or smartphone. When you take the picture it is important that certain parts of the ID are legible, you can use the pictures as a guide. The document must be in focus, and we must be able to see all 4 corners. The ID must also be in date, expired ID will be rejected.

Guarantor Loans SUpporting Documents
Supporting Documents For Guarantor Loans
Supporting Documents Bank Address
Supporting Documents Utility Bill

Proof Of Address

If you need to provide proof of address the easiest way is with a utility bill or bank statement. These must be recent and and include the company logo, the date they were issued and the name and address. The address much match up with the address on your application. If you do not have a physical copy you should be able to export a PDF from your online account.

Proof Of Tenancy

This used to be used to prove tenancy for a tenant guarantor. However this is no longer a requirement of any lender.

Supporting Documents Bank Statement Tenancy
Supporting Documents Tenancy Agreement
Supporting Documents Bank Statement Income
Supporting Documents Payslip

Proof Of Income

One of the most likely supporting documents you will need to provide is the proof of income. This ensures the lender can correctly work out whether the loan will be affordable or not. Proof of income for employed people comes in the form of a recent payslip, or if payslips are not supplied then a recent bank statement showing the income coming into the bank. If your income does not go through your bank you may struggle with some lenders.

If you are self-employed you may be asked to provide the most recent 3 months worth of bank statements to ensure your income is reasonably stable. Some lenders may accept a letter from a chartered accountant or a SA302. If you need any help with proof of income one of our loan experts will be happy to help.

The supporting documents required by each lender can change without notice, so this is just a brief overview of what may be required. If you have any questions about any of this get in touch today on 01603 391104.


We aim to reply to all emails within 24 hours.



Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).

Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. We are a loan brokerage and we work with a carefully selected panel of lenders. For details of how we will collect and process your personal data, please see our Privacy Policy. We do not charge a fee for our service but will receive commission from those lenders who either accept an application from us, or complete a loan for you. Registered office address: Unit 7, Beech Avenue Business Park, Beech Avenue, Taverham, Norwich, NR8 6HW

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