Check out our financial guides for some help along the way with your personal finances. Financial guides by Talk Loans will help you better understand and manage your personal finances. From credit scores to loan options this is a great place to start your journey to financial liberation. Get started today and check out some of our financial guides.
Whether you’re applying for a loan, mortgage, credit card or any other item of credit for that matter, the chances are you’ll be the subject of a credit score check. The purpose of the credit check is primarily to establish an applicant’s credit-worthiness based on their credit file. Essentially, a lender will use the credit check to evaluate the risk of lending money to each applicant. Read more…
WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. FOR HELP GO TO MONEYADVICESERVICE.ORG.UK
Guarantor Loans Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).
Personal Loans Representative Example: Borrow £300 over 6 months. Monthly repayment of £92.43. Total repayable is £554.58. Interest payable is £254.58. Fixed APR of 883.6%. Interest rate of 169.7% per annum. Representative APR 883.6% (fixed).
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Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. Registered office address: 3 Cricket Close, Drayton, Norwich, Norfolk, NR8 6YA