Guarantor My Loan

Guarantor My Loan

Guarantor My Loan is a trading style of Match the Cash Limited who were incorporated in August 2013. It wasn’t until mid-2014 that they introduced their guarantor loans to the market.


Guarantor My Loan are a unique lender which offer products to both prospective borrowers and prospective investors.

Much like peer-to-peer lenders like Zopa and Ratesetter, Guarantor My Loan offer savers and investors the chance to earn higher-than-average returns by lending their money to prospective borrowers. Investors can lend between £1,000 and £10,000 over a period of 3 years and expect to earn between 8% and 10% returns.

With regards to their guarantor loans, Guarantor My Loan offer two main products.

The first is a regular guarantor loan. With this product, the guarantor can be a homeowner or tenant. If you have a homeowner guarantor you can apply for between £1,000 and £10,000 over the course of 1-5 years which is repayable at a representative 48.9% APR. If your guarantor is a tenant, you can only apply for a maximum of £5,000.

The second product they offer is a homeowner guarantor loan. This product is designed for homeowners with a reasonable credit history, that may be unable to get a loan from their high-street bank. With this product, you borrow between £1,000 and £10,000 over 1 to 5 years which is repayable at a representative 29% APR.

Unlike any other lender on the market, Guarantor My Loan offer a cashback reward scheme. With this, they will give your guarantor a month’s payment back if you pay your first 12 months’ instalments on time and in full.

Guarantor My Loan are a new guarantor loan lender

Market Prominence

Being one of the newest lenders in the market, Guarantor My Loan are yet to build the presence of some of the longer serving lenders. Their head office location is relatively small in comparison to their Norwich counterparts, UK Credit.

They are yet to carry out any significant marketing campaigns such as TV ads and their online presence is yet to develop. A well-timed campaign could provide them with significant growth opportunity.

Nonetheless, they boast 142 Trustpilot reviews average 8.8 out of 10.


As I mentioned above, Guarantor My Loan have two main products; their regular guarantor loan and a homeowner guarantor loan.

With the homeowner guarantor loan, the applicant must be a homeowner and the must have a fair credit history. Applicants must also provide a homeowner guarantor who has a good credit history. Both the applicant and guarantor must be over the age of 21, with an active UK bank account and a regular income that is sufficient to afford the repayments.

With the regular guarantor loan, the applicant can be a tenant. The guarantor can be either a tenant or homeowner providing they have a good credit history. They must be over the age of 21, have an active UK bank account and sufficient income to afford the repayments.


Guarantor My Loan aim to get the money into the guarantor’s account on the same say that the application is made.

The initial application can be completed online. Here, you will enter some details about yourself and your guarantor. Guarantor My Loan will then aim to call you within an hour of receiving the initial guarantor. Prior to paying out the loan, they must also speak to the guarantor to make sure they are full happy and comfortable with the agreement they are signing into.

If approved, the loan amount is then paid into the guarantor’s account via an instant transfer.


Guarantor My Loan offer a quick and robust service that would rival any other lender for speed and efficiency.

Unfortunately, they have yet to build the reputation or presence of the likes of Amigo, Buddy Loans, UK Credit and TFS.

Having a greater presence not only means greater customer acquisition, but it brings trust with it too. To breed a greater sense of trust from consumers, we need to see Guarantor My Loan grow their online presence.

Guarantor My Loan Website

Guarantor My Loan Website


Opening Hours

Mon - Thurs: 9:00 to 19:30
Fri: 9:00 to 17:30
Sat: 9:00 to 12:00
Sun: Closed


Phone Number

01603 391104

Please call us during our opening hours for the best service.


We aim to reply to all emails within 24 hours.


Talk Loans
Kiln House


Guarantor Loans Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41% per annum. Representative APR 49.7% (fixed).

Personal Loans Representative Example: Borrow £300 over 6 months. Monthly repayment of £92.43. Total repayable is £554.58. Interest payable is £254.58. Fixed APR of 883.6%. Interest rate of 169.7% per annum. Representative APR 883.6% (fixed).

Talk Loans is a Broker, not a Lender. To operate this service we receive commissions from the lender, broker or 3rd party we refer you to. To apply for a loan though our website you must be a UK resident.

Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. Registered office address: 3 Cricket Close, Drayton, Norwich, Norfolk, NR8 6YA

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