Direct Guarantor Loans

Choose Your Loan Amount

TrustPilot Reviews

Representative Example: Borrow £4,000 and pay back your loan over 36 months. Monthly payments of £194.78.
Total amount repayable is £7,012.08. Interest payable is £3,012.08. APR of 49.7%. Interest rate of 41%. Fixed rate.

Get a Direct Guarantor Loan

Why apply for direct guarantor loans when you can make one application with us and see which of 9 different direct guarantor loans lenders can help? We understand that you may have been told that you should always apply direct to a lender to avoid any fees or charges, but we don’t charge you a penny! In fact it is in our best interest to keep you happy and to find you a guarantor loan lender that can help, otherwise we won’t make any money.

Think of it this way. When you make an application directly with a guarantor lender, the options is: 1 Application → 1 Underwriting Decision.

However, with Talk Loans, you take advantage of: 1 Application → 9 Underwriting Decisions.

We can often help if Amigo Loans, Bamboo Loans, UK Credit or many more have turned you down. Apply now and take advantage of our high chance of acceptence compared to applying directly.

Very Helpful

The staff were very helpful and the online application was quick & easy definitely recommend...


Guarantor Loan Customer

100% Satisfied

Charlie at Talk Loans was 5stars, couldn't be more helpful, after being turned down by other...


Guarantor Loan Customer

TrustPilot Rating
Talk Loans is rated 9.7 out of 10 by TrustPilot based on 80 unfiltered customer reviews. Visit TrustPilot
Direct Guarantor Loans

Guarantor Loan Lenders

A direct guarantor loans lender is the company that actually funds your loan. We are a broker, which means we find you the most suitable direct guarantor lender available. Applying direct to lenders is something you will generally be advised to do by some popular consumer heroes, however we believe you are better off applying directly through Talk Loans.

Why apply direct 5 times to get your loan when you could just apply once with us and have your loan within 24 hours? Using a no fee brokering service such as Talk Loans is better overall for consumers. It means that the best guarantor lenders are rewarded with more customers.

Talk Loans Instead Of Direct Guarantor Loans

By applying through Talk Loans you have a higher chance of acceptence compared to applying direct to a lender. We will help find you a lender that is able to help with just one simple application. So instead of making multiple applications and getting turned down multiple times you can apply directly through Talk Loans and make your life a lot easier.

If you have any questions about applying direct through Talk Loans to get your guarantor loan you can call us on 01603 391104.

Direct Guarantor Loan Lenders

Opening Hours

Mon - Thurs: 9:00 to 19:30
Fri: 9:00 to 17:30
Sat: 9:00 to 12:00
Sun: Closed


Phone Number

01603 391104

Please call us during our opening hours for the best service.


Talk Loans
61 - 63 Riverside Road


We aim to reply to all emails within 24 hours.


Guarantor Loans Representative Example: Borrow £4,000 over 36 months. Monthly repayment of £194.78. Total repayable is £7012.08. Interest payable is £3012.08. Fixed APR of 49.7%. Interest rate of 41%. Representative APR 49.7% (fixed).

Personal Loans Representative Example: Borrow £300 over 6 months. Monthly repayment of £92.43. Total repayable is £554.58. Interest payable is £254.58. Fixed APR of 883.6%. Interest rate of 169.7%. Representative APR 883.6% (fixed).

Talk Loans is a Broker, not a Lender. To operate this service we receive commissions from the lender or broker we refer you to. To apply for a loan though our website you must be a UK resident.

Talk Loans is a trading style of Butler Westbury Limited Registered in England No 9035270. Authorised and regulated by the Financial Conduct Authority Reference No. 625156. Registered with the Information Commissioner’s Office ZA090336. Registered office address: 3 Cricket Close, Drayton, Norwich, Norfolk, NR8 6YA

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